35+ Years of Protecting
Pune's Business Leaders
Corporate insurance advisor, risk strategist, and wealth-planning partner to directors, promoters and SME owners across India.
Expertise
A Trusted Advisor,
Not Just a Broker
For over 35 years, Rajeev Lokapur has advised Pune's business owners, directors, and SME promoters — not merely as an insurance broker, but as a strategic partner in corporate risk management and wealth architecture.
That approach combines deep product expertise across major Indian insurance companies with personalised service, proactive claims assistance, and a working understanding of corporate tax structures — positioning him to serve business leaders who need more than a policy quotation.
Every engagement begins the same way: understanding the business first, the risk second, and the paperwork last. That order — rarer in this industry than it should be — is why clients return for decades, not just a single renewal cycle.
- Location
- Pune, Maharashtra
- Specialisation
- Corporate Insurance & Wealth Planning
- Experience
- 35+ Years
- Coverage
- Pune & Pan-India
Credentials & Compliance
Rajeev Lokapur operates as an IRDAI-licensed insurance advisor, which means the advice and product recommendations given are subject to the regulatory framework the Insurance Regulatory and Development Authority of India sets for licensed intermediaries — including disclosure requirements, conduct standards, and grievance-redressal obligations.
Working across all major Indian insurance companies, rather than being tied to a single insurer, means recommendations are based on which product genuinely fits a client's situation, not which one a single company's incentive structure favours.
Our Approach to Corporate Insurance Advisory
Most businesses discover gaps in their insurance coverage only at the worst possible moment — during a claim. Our process is built to surface those gaps before they become a crisis, and to keep them from re-emerging as the business grows.
Understand the Business
We start with your business model, key people, balance-sheet structure and growth plans — not a product catalogue. Insurance decisions made without this context tend to be wrong in ways that only surface years later.
Audit Existing Coverage
We review current policies for gaps, overlaps, and premium inefficiencies, often finding both cost savings and missing protection within the same audit.
Recommend, Don't Sell
Every recommendation is explained in plain terms — what it covers, what it excludes, and why it matters to your specific situation — before you decide anything.
Stay Through the Policy Life
We remain the point of contact for renewals, endorsements, and — most importantly — claims, where an advisor's relationship with the insurer often makes the real difference between a smooth settlement and a prolonged dispute.
Independent Advisor vs. Other Routes to Buy Cover
Business owners typically arrive at corporate insurance through one of three routes. Each has a real trade-off worth understanding before you commit.
| Route | Product range | Ongoing claims support | Best for |
|---|---|---|---|
| Single-insurer agent | One company's products only | Limited to that insurer | Simple, single-policy needs |
| Online aggregator | Broad, self-serve comparison | Minimal to none | Simple personal policies |
| Independent corporate advisor | Multi-insurer, matched to the business | Direct, ongoing relationship | Corporate cover with real complexity |
Questions About Working With Us
Independent — working across major Indian insurance companies rather than a single tied agency, so recommendations are matched to the client's situation rather than one insurer's product line.
Primarily manufacturing, professional services, and SME businesses across Pune and pan-India, along with founder-led startups and family-owned companies planning succession.
Yes, clients are advised across India; the consultation, audit, and ongoing servicing process work equally well remotely as in person.
Claims assistance is part of the ongoing relationship, not a separate paid service — the advisor's relationship with the insurer is often what moves a stalled claim forward.
Compensation comes from insurers when a policy is placed, in line with standard IRDAI-regulated advisor arrangements — the initial audit and consultation carry no direct cost to the client.
Yes — corporate insurance, director retirement planning, and business wealth planning are handled as an integrated set of decisions rather than separate silos, since they often affect one another.
Book a free Corporate Insurance Audit, or send a message on WhatsApp to schedule a call at a convenient time.
Ready to Talk
About Your Business?
A free Corporate Insurance Audit is the easiest way to start the conversation.